Winery & Small Craft Beverage Insurance in Delaware & Maryland

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Protecting Your Craft from Grape to Glass

Coverage for Wineries, Breweries, Distilleries & Tasting Rooms

Running a small beverage operation means wearing a lot of hats—from production to distribution to hospitality. Whether you own a coastal winery, manage a craft brewery, or operate a small-batch distillery, your business faces unique risks that standard commercial policies don’t always cover. From spoiled batches to liquor liability to equipment breakdowns, we help local beverage makers protect the business behind the bottle. Serving clients across Delaware and Maryland, we’ll tailor a policy that grows with your brand.

What’s Included in Winery & Beverage Business Insurance?

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General & Liquor Liability Insurance

Protects against claims of injury, intoxication-related incidents, or accidents at your location or events.

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Business Property Coverage

 Insures tasting rooms, storage buildings, production areas, and essential contents like fermentation tanks or bottling lines.

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Product Contamination & Spoilage

Covers losses due to bacteria, temperature control issues, or batch contamination.

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Equipment Breakdown Coverage

Protects against the cost of repairing or replacing critical systems like refrigeration, bottling, or kegging equipment.

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Business Interruption Insurance

Helps recover lost revenue if your business must temporarily close due to a covered loss.

Craft wine, beer, or spirits locally?

Let’s protect your product, your process, and your patrons—so you can focus on what you love to make.

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Locally Crafted Coverage for Local Beverage Makers

We understand the risks that come with crafting small-batch beverages in a competitive, hands-on industry. Whether you host tastings, ship your product, or run seasonal events, we’ll make sure your insurance fits your operation—not just your building.

Benefits of having insurance with us:

  • Coverage built for production and hospitality businesses
  • Help meeting event, tasting room, and license requirements
  • Protection for batches, barrels, tanks, and tools
  • Flexible policies for seasonal or part-time operations
  • Local support from agents who know the Delaware-Maryland beverage scene
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Bottling Protection for Your Business & Brand

Winery & Beverage Business Insurance FAQs

  • Is liquor liability insurance required for my tasting room?

    Yes, in most cases. If you serve alcohol, liquor liability is essential and often legally required for tastings and on-site events.

  • What happens if a batch spoils or is contaminated?

    We can include spoilage or contamination coverage to help recoup your loss—especially important for craft operations.

  • Are events like wine festivals or food pairings covered?

    They can be. We’ll help you add special event coverage or temporary liability options for off-site or pop-up events.

  • I work seasonally—can I still get coverage?

    Yes. We work with many seasonal producers and can help you find coverage that’s affordable and flexible.