Reliable insurance coverage built for life in Delaware.

Coverage That Fits Real Life in Delaware

Delaware families and businesses have relied on us for straightforward, reliable insurance advice for more than two decades. We understand the unique challenges that come with living near the coast, and we offer real solutions—not sales pitches. With a range of carriers and strong local insight, we make coverage easier.

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Flexible Insurance for Every Stage of Life in Delaware

Delaware homeowners, drivers, and small businesses trust us to help them find coverage that makes sense—not just what’s standard. From flood zones near the coast to growing communities inland, we understand the risks unique to life here. That’s why we work with multiple carriers to give you real choice, not cookie-cutter policies. If you’re ready for personal or commercial insurance that works as hard as you do, we’re here to help.

Personal Insurance

Delaware families rely on us for practical insurance that works—whether you’re on the road, by the beach, or inland. We offer home, flood, auto, and umbrella policies that make sense for life here. With access to top carriers, we help you find a great fit.

Business Insurance

Delaware business owners trust us for insurance that protects their time, team, and investment. We offer solutions for property, liability, and more—whether you’re in trades, retail, or professional services. With local insight and national reach, we make it work.

Insurance By Industry

Delaware contractors, landlords, and nonprofit groups count on us for protection that fits their field. We understand how to cover specialized equipment, seasonal workers, and property risks. Whatever your niche, we’ll help you find insurance that fits.

When you choose to work with an RamseyTrusted, you are assured to work with a committed agent who listens to your needs and will find you the right coverage for the right price in Delaware. Only independent agents are endorsed, so you are not limited to one company.

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Frequently Asked Questions

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Do I need special coverage for coastal living in Delaware? 


Coastal properties in Delaware often require additional flood, wind, or umbrella insurance to address the elevated risk of storms and water damage.

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What’s included in a basic small business policy in Delaware? 


A business owners policy (BOP) in Delaware typically includes general liability and commercial property coverage, with add-ons for industry-specific needs.

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How fast can I get a quote in Delaware? 


We provide fast, personalized quotes—often same-day—so you can get the coverage you need without the wait.

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Testimonials

What Our Clients Are Saying

"These guys have done excellent in taking care of me for many years. I've come close to missing payments and they have always made sure I didn't. Great folks all the way around. Highly recommend!"


-Sam Heise

"Always a pleasure to see the team at Omega Insurance. Very personal experience exploring and analyzing all of the options available for me. Top shelf all the way."


-Walter Deen

"The Dulls and their Crew are AWESOME!! Always doing the best for us as a customer, and engaged in being part of the Communities they serve!!"


-Greg Schrempp

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