Helping Maryland families & small businesses stay protected.

Coverage That Fits Real Life in Maryland

We’re proud to serve communities across Maryland with insurance solutions that match the state’s diverse needs—from coastal homeowners to inland contractors. With decades of experience and access to multiple carriers, we help you make informed decisions without pressure. We’re here to be your advisor, not just your agent.

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Get the Protection You Need Across Maryland

Maryland families, business owners, and seasonal residents face a wide range of risks—from coastal flooding to contractor liability to secondary home needs. We’re proud to offer customized insurance solutions to match the way you live and work. Whether you’re based in Annapolis, the Eastern Shore, or anywhere in between, our team is here to simplify the process. With decades of local experience, we bring the options, advice, and service Marylanders deserve.

Personal Insurance

Maryland homeowners, renters, and drivers trust us for personal insurance that keeps up with their needs. We offer protection for everything from secondary homes to daily commutes. Our team delivers guidance and options without the corporate hassle.

Business Insurance

Maryland businesses face everything from storm damage to employee claims, and we help them stay ready. We build policies that protect your operations, assets, and people without unnecessary extras. You’ll get options from top carriers and support that’s actually helpful.

Insurance By Industry

Maryland industries are diverse, and so are the risks that come with them. From trucking companies to churches and vineyards, we offer tailored insurance packages for your unique business. You bring the expertise—we’ll bring the right coverage.

When you choose to work with an RamseyTrusted, you are assured to work with a committed agent who listens to your needs and will find you the right coverage for the right price in Maryland. Only independent agents are endorsed, so you are not limited to one company.

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Frequently Asked Questions

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What insurance is recommended for Maryland families with secondary homes? 


If you own a secondary or vacation home in Maryland, you should consider a policy tailored for seasonal use, plus flood insurance if it's near the coast.

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Do Maryland businesses need workers compensation insurance? 


If you have employees in Maryland, workers comp is legally required and helps protect your team and your business in case of injury.

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Is it better to use a local agency for Maryland insurance? 


Working with a local independent agency means you get personal support and more carrier options than going direct or online-only.

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Testimonials

What Our Clients Are Saying

"These guys have done excellent in taking care of me for many years. I've come close to missing payments and they have always made sure I didn't. Great folks all the way around. Highly recommend!"


-Sam Heise

"Always a pleasure to see the team at Omega Insurance. Very personal experience exploring and analyzing all of the options available for me. Top shelf all the way."


-Walter Deen

"The Dulls and their Crew are AWESOME!! Always doing the best for us as a customer, and engaged in being part of the Communities they serve!!"


-Greg Schrempp

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