Independent insurance solutions for families & businesses in Dover.
Coverage That Fits Real Life in Dover
Our team has been serving Dover and the surrounding area for over 25 years with practical, people-first insurance solutions. We know the community, the risks, and the value of having a local agent who listens. As an independent agency, we offer the flexibility and options you won’t get from a one-size-fits-all provider.
Insurance That Fits Real Life in Dover
We help individuals and business owners in Dover find insurance that actually fits their lives—not just their policies. From protecting family homes to insuring contractors and rental properties, we understand the risks that come with living and working in Central Delaware. As an independent agency, we work with multiple carriers to offer more options and better pricing. Whether you’ve lived here for generations or just moved in, we’re here to help you feel confident in your coverage.
Personal Insurance
We help Dover residents protect their homes, vehicles, and families with personal insurance that fits their lifestyle. From flood coverage to everyday auto policies, we make sure your bases are covered. Our team offers flexible options and local support you can count on.
Business Insurance
Dover business owners count on us to help protect what they’ve built—from storefronts to service trucks. We offer general liability, property, and specialty coverage that fits local industries. Whether you're just starting out or expanding, we’ll walk you through it.
Insurance By Industry
Dover business owners in specialized fields—like contracting, food service, and property management—trust us to tailor coverage to their operations. We offer industry-specific insurance that considers the tools you use and the risks you face. From independent contractors to landlords, we’re here to help.
When you choose to work with an RamseyTrusted, you are assured to work with a committed agent who listens to your needs and will find you the right coverage for the right price in Dover. Only independent agents are endorsed, so you are not limited to one company.
Frequently Asked Questions
What types of insurance do I need as a homeowner in Dover?
Most homeowners in Dover need a standard homeowners policy, and many also add flood or umbrella coverage depending on their location and assets.
Can I get business insurance for my Dover-based service company?
Yes, we offer customized coverage for local contractors, landscapers, and other service providers based in Dover.
How do I get a quote for personal or business insurance in Dover?
You can contact us directly or fill out our quick online form, and we’ll walk you through your options based on your needs and budget.
Testimonials
What Our Clients Are Saying
"These guys have done excellent in taking care of me for many years. I've come close to missing payments and they have always made sure I didn't. Great folks all the way around. Highly recommend!"
-Sam Heise
"Always a pleasure to see the team at Omega Insurance. Very personal experience exploring and analyzing all of the options available for me. Top shelf all the way."
-Walter Deen
"The Dulls and their Crew are AWESOME!! Always doing the best for us as a customer, and engaged in being part of the Communities they serve!!"
-Greg Schrempp
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