Trucking & Transportation Insurance in Delaware & Maryland

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Coverage for Local Fleets, Owner-Operators & Freight Services

Whether you’re hauling freight down Route 1 or running short-haul deliveries through Easton and Dover, trucking and transportation businesses face complex risks. From DOT compliance to cargo theft to road accidents, a standard commercial auto policy may not go far enough. Trucking insurance gives you tailored protection for your vehicles, cargo, drivers, and liability exposure. We help carriers, fleet managers, and independent owner-operators in Delaware and Maryland stay protected, stay compliant, and stay on the road.

Protection That Keeps You Rolling

What’s Included in Trucking & Transportation Insurance?

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Primary Liability Insurance

Required by law. Covers damage or injury to others when your truck is involved in an accident.

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Physical Damage Coverage

Pays to repair or replace your truck if it's damaged in a collision, fire, theft, or vandalism.

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Motor Truck Cargo Insurance

Covers the goods you're transporting against loss or damage during transit.

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Bobtail & Non-Trucking Liability

Provides liability coverage when your truck is being driven without a trailer or outside of dispatch.

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General Liability for Trucking Operations

Extends protection beyond driving—covering loading docks, terminals, and parking areas.

Drive for a living or run a freight operation?

Let’s get you the protection you need—on the road, in the yard, and at every stop in between.

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Local Support for Truckers & Fleet Operators

Insurance requirements for trucking businesses are strict—and often confusing. We simplify your coverage, help you stay compliant, and shop multiple carriers to find the policy that actually fits your routes and risk level.

Benefits of having insurance with us:

  • FMCSA and DOT-compliant policies
  • Fast COIs for brokers and contracts
  • Customized options for local or long-haul trucking
  • Coverage for leased vehicles and independent operators
  • Local agents who know trucking risks firsthand
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Answers That Help You Keep Moving

Trucking Insurance FAQs

  • What’s the difference between commercial auto and trucking insurance?

    Trucking insurance includes coverage for cargo, motor carrier liability, and driver-specific exposures—essential for freight operators and long hauls.

  • Can I get coverage if I’m leased to a motor carrier?

    Yes. We can help with bobtail or non-trucking liability, depending on your lease agreement.

  • How much does cargo insurance cover?

    Cargo limits vary by policy and freight type. We’ll help you determine appropriate limits based on your hauls and contracts.

  • Do I need workers comp for drivers?

    If you employ drivers, yes. If you're an owner-operator, coverage depends on your setup. We’ll walk you through your options.