Cyber & Professional Liability Insurance in Delaware & Maryland

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Protection for Digital Risks & Professional Mistakes

Coverage for Service-Based & Tech-Reliant Businesses

From data breaches to missed deadlines, today’s businesses face risks that go far beyond property damage. If your business offers advice, provides services, or stores sensitive information, you may need more than just general liability coverage. Cyber liability insurance protects against data theft, hacks, and digital threats. Professional liability—also known as Errors & Omissions (E&O)—covers claims of negligence, mistakes, or failure to deliver. Whether you’re a consultant, accountant, contractor, or small business using online systems, we’ll help you navigate this newer, evolving area of risk and find coverage that fits.

What’s Included in Cyber & Professional Liability Insurance?

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Cyber Liability Insurance

Helps cover costs associated with data breaches, ransomware, phishing attacks, and compromised client or employee information.

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Data Breach Notification & Recovery

Covers the cost of notifying affected parties, providing credit monitoring, and restoring compromised systems.

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Errors & Omissions (E&O) Insurance

Protects against lawsuits stemming from claims that your services were inaccurate, negligent, or failed to meet expectations.

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Defense & Settlement Costs

Covers legal fees, court costs, and settlements related to lawsuits over advice given, work performed, or digital exposures.

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Reputation Management & Business Interruption

Some policies may include coverage for public relations costs or income loss due to a covered cyber event.

Offer professional advice or store customer data?

Let’s talk about how cyber or E&O coverage could protect your business from expensive digital or service-based claims.

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Local Guidance on High-Tech & High-Stakes Liability

You don’t need to be a tech company to face cyber threats or service-based lawsuits. Even one email mistake or client dispute can trigger major costs. We help local businesses protect against these rising risks with insurance options built around how they really operate.

Benefits of having insurance with us:

  • E&O and cyber coverage tailored to small business needs
  • Affordable protection for consultants, contractors, and offices
  • Help meeting contract, licensing, or client insurance requirements
  • Flexible limits and bundling options with your BOP or general liability
  • Guidance from local agents who understand digital exposures
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The Coverage Most Businesses Overlook—Until They Need It

Cyber & Professional Liability FAQs

  • What types of businesses need cyber liability insurance?

    Any business that stores customer data, accepts digital payments, or uses cloud software is at risk. That includes everything from retailers to healthcare to home services.

  • Is professional liability different from general liability?

    Yes. General liability covers physical claims like injury or property damage. Professional liability covers financial harm caused by your services or advice.

  • How much does cyber insurance cost for a small business?

    It’s often less than expected. Premiums depend on your industry, systems, and data exposure. We’ll help you compare options across multiple carriers.

  • Does this protect me from employee mistakes?

    E&O and cyber policies can extend to employee actions, depending on the situation and policy terms. We’ll walk you through the details