Landscaping Services Insurance in Delaware & Maryland

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Coverage Built for Crews Who Work Outdoors

Protecting Landscapers, Lawn Care Businesses & Tree Services

When your business involves working with power tools, heavy equipment, or climbing trees, accidents can happen. Landscaping services insurance protects you, your crew, your gear, and your clients’ property. Whether you run a one-truck lawn care business in Dover or a full landscaping crew in Easton, we’ll help you build a policy that fits the way you work. You’ll meet licensing and contract requirements while protecting your business from the common risks of seasonal, high-impact outdoor work.

What’s Included in Landscaping Business Insurance?

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General Liability Insurance

Covers injuries or property damage caused by your work—like broken windows, tripping hazards, or tree damage.

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Contractor’s Equipment & Tools

Covers commercial mowers, trimmers, trailers, and hand tools that are essential to your day-to-day operation.

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Commercial Auto Insurance

Insures your trucks, trailers, and any vehicles used to haul crews and equipment to job sites.

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Workers Compensation

Required if you have employees. Covers job-related injuries like cuts, slips, or equipment mishaps.

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Inland Marine Insurance

Optional protection for gear in transit between jobs, or equipment temporarily stored on-site.

Own a landscaping, lawn care, or tree trimming business?

We’ll help you protect your people, your gear, and the property you work on—so you can focus on growing your business.

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We Know the Risks You Face on the Ground Every Day

You don’t work behind a desk—and neither do we. We help landscaping companies across coastal Delaware and Maryland get the coverage they need without overcomplicating it. From solo operators to full teams, we’ve got your back.

Benefits of having insurance with us:

  • Fast quotes for seasonal and year-round coverage
  • Protection tailored to the tools and vehicles you use
  • Help meeting state and client contract requirements
  • Flexible policies for solo landscapers or growing teams
  • Local agents who understand weather, wind, and flood risks
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Covering the Details So You Can Focus on the Yard

Landscaping Services Insurance FAQs

  • Do I need insurance if I’m a solo landscaper?

    Yes. Even if you don’t have employees, liability and equipment coverage protect you from costly out-of-pocket risks.

  • What if I rent or lease some of my landscaping equipment?

    We can help you cover rented tools, vehicles, or attachments—just let us know how you operate.

  • Does general liability cover damage from trees or lawn treatments?

    It can. We’ll help make sure your policy includes protection for chemical applications, falling limbs, and property damage.

  • Can I insure multiple trailers and trucks under one policy?

    Yes. We can bundle commercial auto and inland marine coverage to protect all your mobile equipment and service vehicles.