Farm Insurance in Delaware & Maryland

Coverage for Farms, Hobby Farms & Agricultural Businesses
Farming isn’t just a business—it’s a way of life. Whether you manage a large crop operation, raise livestock, or run a small family farm, you face risks that standard business policies don’t cover. Farm insurance protects your home, your equipment, your property, and your income—all under one customizable policy. From rural Delaware to agricultural towns along the Chesapeake, we help farmers protect what matters most with policies built around the land they work every day.
Protecting the Land, Equipment & Livelihood You Depend On
What’s Included in a Farm Insurance Policy?
Farm Property Coverage
Insures barns, silos, fencing, sheds, and other agricultural structures from fire, storms, and other damage.
Farm Equipment & Machinery
Covers tractors, harvesters, plows, and other machinery—whether stored or in use.
Farm Liability Insurance
Protects you if someone is injured on your land or due to your farming operations.
Farm Home & Dwelling Coverage
If your residence is on the farm, this protects your home and personal belongings.
Livestock Coverage
Optional protection for animals against injury, disease, or loss due to accidents or severe weather.
Need to make sure your farm's livelihood is protected?
We’ll help you protect your land, your livestock, and the livelihood you strive off of—so you can focus on what matters.

Rooted in Local Agriculture—Focused on What You Need
Farming in the Mid-Atlantic comes with its own set of challenges—from hurricanes to hail to equipment breakdowns. We understand the rural landscape here and work closely with farmers to tailor policies that fit the unique mix of home, business, and land that farms represent.
Benefits of having insurance with us:
- Combined coverage for home, farm, and equipment
- Flexible options for small and large operations
- Guidance on what’s covered vs. excluded (like fencing or livestock)
- Local insight into weather and seasonal risks
- Personalized service from people who understand agriculture

Down-to-Earth Answers for Farm Owners
Farm Insurance FAQs
What’s the difference between farm insurance and standard home insurance?
Farm insurance covers your personal residence and farm operations in one policy. Home insurance alone won’t protect equipment, livestock, or ag buildings.
Is hobby farm coverage available?
Yes. If your farm isn’t your full-time income source, we can still help protect your land, animals, and outbuildings.
Does farm insurance include crop protection?
Not automatically. Crop insurance is handled separately through government-backed programs. We can point you in the right direction.
Are employees or seasonal workers covered?
They may be under workers comp or farm liability depending on your policy. We’ll help make sure you’re properly covered based on who’s helping you on the farm.