Insurance Guidance That Puts You First
We believe you deserve insurance that fits your life—not a cookie-cutter policy from a company you’ve never met. At our agency, we offer personal and business insurance solutions with real guidance, so you can make informed decisions and feel confident in what you’re paying for.
How It All Started
About Frankos Insurance Agency
Frankos Insurance Agency was founded in 1998 by Mike Frankos. At first, we focused on financial services—but it didn’t take long to realize that what people really needed was better insurance guidance.
So, we expanded. Over the years, we built a full-service independent insurance agency focused on helping families and business owners across Delaware and Maryland get the protection they need with less confusion and more clarity.
In 2020, when our exclusive carrier relationships changed, we chose to go fully independent—giving our clients more options and giving us the freedom to serve them without limitations.
Meet The Team
We’re a small, dedicated team focused on getting things done without wasting your time.
Michael D. Frankos
Agency Principal
Licensed in MD, DE, VA, and PA
Heather Nicholas
Agency Manager
Barbara Glover
Licensed Producer
Denette Tesoro
Licensed Producer
Joie Morgan
Licensed Producer
Kate Wheatley
Licensed Producer
the independent advantage – WHy work with us?
We’re a small, dedicated team focused on getting things done without wasting your time.
We offer a wide variety of insurance solutions.
Your needs aren’t one-size-fits-all. That’s why we work with multiple insurance companies to find coverage that fits your life or business.
We are licensed insurance advisors.
Our job isn’t to push policies—it’s to help you understand your options so you can make the best choice for your situation.
We’re by your side every step of the way.
From quotes to claims, we stick with you. You’ll never have to figure it out alone.
We’re here when it counts.
We’re not just here to sell you a policy—we’re here to show up when you need someone who knows what they’re doing.