Salon & Beauty Business Insurance in Delaware & Maryland

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Coverage That Supports Your Craft & Your Clients

Protecting Salons, Barbershops, Estheticians & Independent Stylists

Whether you run a busy salon, lease a chair, or provide mobile services, your beauty business needs insurance that goes beyond the basics. Slip-and-falls, allergic reactions, and damaged equipment can all lead to costly claims. Salon insurance helps protect your space, your services, and your reputation. From barbers in Dover to estheticians in Easton, we work with beauty professionals across Delaware and Maryland to build insurance solutions that meet license requirements and keep you focused on what you do best.

What’s Included in Salon & Beauty Business Insurance?

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General Liability Insurance

Covers injuries or property damage that happen in your salon or during services—like slips, burns, or skin reactions.

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Professional Liability (E&O)

Protects against claims of negligence, improper service, or dissatisfaction related to treatments.

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Business Property Insurance

Covers your equipment, styling stations, mirrors, dryers, retail inventory, and more.

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Workers Compensation

Required if you have employees. Covers workplace injuries like cuts, falls, or repetitive strain.

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Coverage for Booth Renters or Independent Contractors

We can help stylists and beauty pros who lease space or travel get proper liability coverage.

Work in hair, skin, nails, or wellness services?

Let’s make sure your space, your services, and your clients are fully protected.

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Smart Coverage for Style-Driven Businesses

We know your work is personal. That’s why we tailor salon coverage to match your setup—whether you own a shop, rent a booth, or run a mobile spa. With local insight and flexible options, we’ll keep your coverage clean and easy.

Benefits of having insurance with us:

  • Coverage that meets state license requirements
  • Easy options for solo beauty professionals
  • Help bundling liability and property insurance
  • Affordable pricing for part-time or seasonal operations
  • Local agents who understand small service-based businesses
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Coverage That Doesn’t Cut Corners

Salon & Beauty Insurance FAQs

  • Do I need insurance if I rent a chair in someone else’s salon?

    Yes. Most salon owners require renters to carry their own liability insurance. We can help you get a solo policy quickly.

  • What if a client has a bad reaction to a treatment?

    Professional liability coverage helps protect you if a client claims injury or harm from your services or products.

  • Are my tools and products covered?

    They can be. Business property insurance can cover dryers, clippers, skin care tools, and retail inventory from theft or damage.

  • Can I get insurance if I work out of my home?

    Yes. Home-based beauty pros still face liability and equipment risks. We’ll help you find coverage that fits.