Commercial Auto Insurance in Delaware & Maryland

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Coverage for the Vehicles That Keep Your Business Moving

Protect Your Fleet, Whether It’s One Van or Fifty

From delivery vans to contractor pickups, if your business depends on vehicles, it needs commercial auto insurance. This coverage protects your business from liability, accidents, and vehicle-related losses—whether you’re driving to a job site or making a client visit. If you operate in places like Dover, Easton, Rehoboth, or Ocean City, you know that roads can be unpredictable. We help small businesses, contractors, and fleet managers across Delaware and Maryland get the protection they need with policies that meet state requirements and go beyond the basics when necessary.

What Does Commercial Auto Insurance Include?

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Liability Coverage

Covers injuries and property damage you cause to others while operating a business vehicle—required by law in both Delaware and Maryland.

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Collision Coverage

Pays for damage to your business vehicle after a crash, regardless of who is at fault.

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Comprehensive Coverage

Covers non-collision damage such as theft, fire, vandalism, or weather-related incidents.

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Hired & Non-Owned Auto

 Protects vehicles you rent, lease, or use for business but don’t own—like employee-owned vehicles used for deliveries or meetings.

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Medical Payments & Personal Injury Protection (PIP)

Covers medical expenses for you or your driver, depending on your state’s no-fault rules.

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Loading, Towing & Equipment Add-ons

 Optional coverage available for work vehicles that carry gear or pull trailers.

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Smart Protection for the Roads You Drive Every Day

Whether you’re covering a single service truck or managing a full delivery fleet, commercial auto insurance is essential. We help local businesses secure policies that cover real use—not just minimum limits. And if something happens, we’re here to help you navigate the claim.

Benefits of having insurance with us:

  • Policies tailored to your business vehicle use
  • Guidance on DOT compliance and state auto laws
  • Help bundling auto coverage with general liability or BOP
  • Access to top carriers for the best rates and features
  • Responsive support when you need to file a claim
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Coverage That Keeps Your Business on the Road

Commercial Auto Insurance FAQs

  • Do I need commercial auto insurance if I use my personal car for work?

    If you're using your personal vehicle for business purposes—like deliveries or job site visits—your personal policy likely won’t cover you. We can help add the right coverage.

  • Are trailers and equipment vehicles covered?

    Some policies can extend to trailers or permanently attached equipment, but it depends on how your policy is written. We’ll help you make sure everything you rely on is protected.

  • What types of businesses need commercial auto insurance?

    Any business that owns, leases, or uses vehicles as part of its operation—contractors, landscapers, delivery services, and more—should carry this coverage.

  • Can I insure multiple vehicles under one policy?

    Yes. We can write policies for a single vehicle or entire fleets, including coverage for multiple drivers and vehicle types.