Essential Winter Prep Tips for Your Home

Welcome the Winter Season with Confidence As winter approaches, homeowners throughout Delaware, Maryland, Virginia, and Pennsylvania must focus on keeping their residences warm and safe. Taking proactive steps not only provides peace of mind but can also prevent costly insurance claims. Here's how to start your winter preparations with help from your independent insurance agency in Dover and Easton.

Boost Indoor Air Quality

Maintaining good indoor air quality is crucial during winter. Consider using HEPA or MERV 13+ filters to handle dust, allergens, and more. These can be integrated into your HVAC systems or used in portable units, helping homeowners in Maryland and Delaware keep their families healthy.

Seal Gaps Around Windows and Doors

This classic method is highly effective in retaining heat and reducing energy bills. Ensure any gaps around windows and doors are sealed using weather-stripping or caulking to keep the cold out in Virginia and Pennsylvania homes.

Insulate Exposed Pipes

Exposed pipes, especially in basements or external walls, are prone to freezing and bursting. Insulating these pipes can prevent costly damages, crucial for both residential and commercial property insurance in Dover and Easton.

Schedule a Heating System Checkup

Having your heating system inspected annually can prevent surprises during cold snaps, ensuring everything functions properly. This also maintains heating efficiency for homes and businesses across Delaware and Maryland.

Clear and Check Solar Panels

If you have solar panels, activate their winter modes and clear off snow after storms to maintain energy output. These measures are vital for energy efficiency in Easton and Dover homes.

Update Smart Thermostat Settings

Modern smart thermostats can automatically adjust to reduce energy waste. Set your thermostat between 68°F and 70°F for optimal comfort, recommended for households in Maryland, Virginia, and Pennsylvania.

Document Your Home Digitally

A digital video walkthrough of your home and valuables can streamline insurance claims. This documentation is essential when working with your RamseyTrusted insurance agency in Easton and Dover.

Even implementing just a few of these steps can make a significant difference. Stay proactive, and remember, it’s never too late to start. If unsure about your coverage, review your homeowner's insurance policy, especially concerning winter weather events, with your local Delaware insurance agency.